401k Retirement Plan

The Contractors Advantage Program

Now Available To All Placer County Contractors Association, Inc. Companies, their employees and family members.

We have put this retirement plan together for those companies that already have a plan, but are paying far too much in admin fees, for the employees who can reduce their participation fees, and for those small companies who cannot create a retirement plan simply due to the high cost of maintaining an individual plan.

Take advantage of this unique Multi Employer program only available through your PCCA membership.

By joining the Contractors Advantage Program, you can provide an outstanding plan, save money, and spend less time administering it.


  • No Annual Audit
  • Cost Savings on the investments
  • No individual Form 5500 reporting
  • Minimal plan maintenance
  • Flexible plan features, including safe harbor, Roth, and profit sharing
  • Customizable 401(k) plan design options involving eligibility, matches, vesting schedules, and more


The Contractors Advantage Program, from a government reporting standpoint, is treated like one large plan.  The end result for you is a 401(k) plan with competitive investments, outstanding service, and someone else doing the majority of the plan maintenance legwork.


With the many members in our association, we bring a large, powerful group to one unified plan.  When you utilize the Contractors Advantage Program, you have all the advantages and flexibility of a stand-alone plan sponsor, but avoid the expenses and administrative burden associated with sponsoring a single employer plan.


By participating in the Contractors advantage Program, virtually all administrative tasks can be offloaded from you.

Tasks that can be shifted may include:

  • Administrative responsibilities
  • Employee eligibility tracking
  • Distribution processing
  • Plan compliance
  • Nondiscriminating testing
  • Annual reporting
  • Participant enrollment/education

The result is more time for you to focus on running your business.

A retirement plan can be an incredibly expensive benefit to your employees.  The PCCA has worked to build one of the most powerful retirement opportunities in the state.

Ask yourself these questions.

Do you want to save a substantial amount of your admin fees?

Do you want to transfer the plan liability away from your company?

Do you want to reduce the cost of the plan to your employees?

Do you want a plan but can’t afford it?

Become a PCCA Member today, and take advantage of this exclusive benefit.

Contact the PCCA to arrange a no obligation consultation by contacting the PCCA Directly at 916-771-7229 or one of our authorized advisors.

Darrin M. Conrad, AAMS
CA Insurance License #OD33947

Mathew T. Bryant
CA Insurance License #OF98972

You may also request a consultation by completing this electronic form.

Request a plan review
Please complete this short form to request a review of an existing plan, or to discuss the creation of a new retirement and/or profit sharing plan for your company. Your request will be directed to a PCCA authorized agent in your area for a prompt response. Thank you.


Retirement Solutions